The Relationship Between Financial Investment Orientation and Post-Work Life Security
DOI:
https://doi.org/10.5281/zenodo.19781807Keywords:
Financial investment orientation; Post-work life security; Financial literacy; Retirement preparedness; Budget planning; Savings behaviorAbstract
This study looked at how daily money habits connect to post-work life security. It focused on college instructors aged 50 to 65 across campuses of Eastern Samar State University. The researchers used a survey to collect information from all eligible teachers. They then analyzed the numbers to find patterns and relationships. The results showed that the teachers felt good about their money skills. They were most confident in controlling their spending and understanding financial ideas. They felt slightly less confident about managing their everyday income. Overall, they had built strong money habits. The study also found that teachers felt prepared for their post-work life and financial security. They felt equally prepared in budget planning, savings, and insurance. The main conclusion is that there is a strong link between how people handle money now and how ready they feel for their post-work life security. Good daily money habits lead to greater confidence in the future. The study suggests that teachers should keep learning about finance, especially managing daily income. School leaders should offer workshops on financial literacy and retirement planning. Future researchers could look at other factors, like health or family support, and study different groups of people.
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